Dubai Holding Real Estate has partnered with Commercial Bank of Dubai to introduce a new home financing programme, offering eligible buyers earlier access to mortgages for off-plan and completed properties across its residential portfolio.
June 11, 2026 | Riya Malhotra | UAE | Real Estate
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Dubai Holding Real Estate (DHRE) has partnered with Commercial Bank of Dubai (CBD) to launch a home financing programme aimed at simplifying property purchases across Nakheel, Meraas and Dubai Properties developments.
The programme is available to eligible UAE nationals and residents purchasing qualifying off-plan and completed villas and apartments within Dubai Holding Real Estate's portfolio. It offers both conventional and Islamic financing options, alongside digital pre-approval services, dedicated mortgage support and preferential banking benefits.
A key feature of the initiative is the availability of financing from the 30% construction stage, provided buyers have completed 50% of their payment obligations. The structure gives purchasers earlier visibility into their financing eligibility and potentially reduces uncertainty during the off-plan buying process.
The move comes as developers and financial institutions increasingly collaborate to address one of the UAE residential market's longstanding challenges: the gap between off-plan payment schedules and mortgage availability. By enabling earlier financing access, the programme aims to provide buyers with greater flexibility while supporting transaction activity across new residential projects.
The offering has been designed to cater to both salaried and self-employed customers. According to the companies, salaried buyers will benefit from automated digital pre-approval processes and faster onboarding, while entrepreneurs and SME owners will have access to simplified documentation requirements and more flexible eligibility criteria.
Khalid Al Malik, Chief Executive Officer of Dubai Holding Real Estate, said the partnership is intended to provide buyers with greater confidence during the homeownership journey by improving access to financing at critical stages of the purchase process.
Dr. Bernd van Linder, Chief Executive Officer of Commercial Bank of Dubai, said the initiative reflects growing demand for streamlined financing solutions that combine digital convenience with dedicated advisory support.
The partnership reflects broader alignment between Dubai's real estate and banking sectors as both industries seek to support sustainable market growth, improve accessibility for end-users and strengthen confidence among residential buyers.
The initiative also comes amid continued growth in Dubai's residential market, where developers are increasingly focused on attracting long-term owner-occupiers alongside investors. Financing accessibility has become a key consideration as the market evolves, particularly for buyers entering the market through off-plan developments.
Dubai Holding Real Estate manages one of the emirate's largest residential portfolios through Nakheel, Meraas and Dubai Properties, with communities spanning established and emerging destinations across Dubai. The company states that its developments are home to more than 1.2 million residents and are aligned with the objectives of the Dubai 2040 Urban Master Plan.
For the wider market, the programme highlights a growing trend towards developer-bank partnerships that seek to streamline homeownership pathways and create more integrated customer experiences across the property purchase journey.
Sources: Dubai Holding Real Estate and Commercial Bank of Dubai joint announcement; statements from Khalid Al Malik, Chief Executive Officer, Dubai Holding Real Estate, and Dr. Bernd van Linder, Chief Executive Officer, Commercial Bank of Dubai; programme information relating to financing eligibility, mortgage structure and customer benefits released on 8 June 2026.
