Eligible buyers at Palm Jebel Ali, The Acres and Nad Al Sheba Gardens can access financing after paying 50% of the property value, regardless of construction progress.
September 17, 2026 | Riya Malhotra | UAE | Real Estate | 2 Min Read
Image Courtesy: Official Announcement
Dubai Holding Real Estate and Abu Dhabi Commercial Bank (ADCB) have entered into a strategic partnership to offer tailored off-plan home financing across selected Dubai residential developments.
Under the agreement, eligible buyers at Palm Jebel Ali, The Acres and Nad Al Sheba Gardens can access financing once they have paid 50% of the property value to the developer, irrespective of how far construction has progressed.
The arrangement covers developments under Dubai Holding Real Estate brands including Nakheel, Meraas and Dubai Properties, and is designed to give buyers greater visibility over future payment obligations before project handover.
ADCB will provide financing pre-approvals valid for up to 18 months, giving eligible buyers a longer window between their initial financing approval and later stages of the property purchase.
The offering includes rates starting from 3.49% per annum fixed for three years, alongside waived processing and valuation fees, digital onboarding and access to ADCB mortgage centres.
For buyers, the structure effectively brings access to financing earlier into the off-plan purchase cycle rather than linking availability entirely to construction progress.
Buyers across other residential communities developed by Nakheel, Meraas and Dubai Properties may also access ADCB off-plan financing once their projects reach prescribed construction milestones.
The partnership comes as off-plan sales remain a major component of Dubai's residential market and developers increasingly work with banks and financing platforms to broaden the range of payment and mortgage options available to purchasers.
Source: Dubai Holding Real Estate and ADCB official announcement
