Capital Hills has launched its Real Estate Equity Release service in the UAE, enabling property owners to access cash liquidity from their real estate assets through mortgage-backed financing without selling, in a notable addition to the country's growing property finance infrastructure
June 24, 2026 | Riya Malhotra | UAE | Property Management
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Capital Hills, a financial advisory and funding solutions provider, has launched its Real Estate Equity Release service in the UAE, a specialised offering that enables property owners to unlock the accumulated value of their assets through mortgage-backed financing while retaining full ownership.
The service is positioned to address a specific structural gap in UAE property finance: the conversion of property equity into cash liquidity without requiring a sale. For property owners and investors holding high-value assets that lack short-term financial flexibility, the model offers an alternative to outright disposal, repositioning real estate as an active component of financial planning rather than a static long-term asset.
The service is built around mortgage-backed financing aligned with each individual property's value and the client's financial objectives. Capital Hills draws on a network of UAE-licensed financial institutions to provide diverse financing options tailored to the nature of the underlying real estate asset and the client's requirements. The firm also provides advisory support across the full process, from portfolio evaluation and options analysis through to finalising financing procedures.
All financing structures are executed in accordance with the terms and conditions of the participating financial institutions, and in compliance with the laws, regulations, and instructions issued by the Central Bank of the United Arab Emirates.
The launch is significant for two distinct categories of UAE property owners. First, individuals and family offices holding substantial property assets who require liquidity for other financial, investment, or operational priorities, a category whose options have historically been limited to either holding the asset or selling outright. Second, active real estate investors who want to redeploy a portion of their portfolio's equity into new opportunities without disposing of existing inventory.
For both groups, the conventional UAE property financing model has been comparatively rigid. Capital Hills' service positions real estate as a working financial instrument rather than illiquid long-term capital, closer in functionality to home equity lines of credit common in other mature property markets.
Reda Abu Tarboush, Chairman of Capital Hills, characterised the service as a reflection of the firm's commitment to developing financial and advisory solutions that empower clients to seamlessly manage real estate assets as an active component of their financial and investment planning, rather than as long-term, non-liquid holdings.
For UAE real estate professionals, brokers, and property finance advisors, the launch reinforces a broader 2026 pattern, property is increasingly being treated as a layered financial instrument rather than purely an ownership category. Alongside fractional investment platforms, tokenised real estate products, and digital prediction markets, equity release services are part of the wider PropFinTech category gaining commercial traction in the UAE through 2026.
Sources: Capital Hills announcement on the launch of its Real Estate Equity Release service, dated 22 June 2026, distributed via Zawya
